A Reloadable Prepaid Card Program To Eliminate Cash and Improve Outcomes

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A Reloadable Prepaid Card Program To Help Create Positive Spending Behaviors

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Program Overview

Organizations program

Family program

Card Features and Capabilities

Next Step MasterCard’s pre-set and customizable spending restrictions allow you to provide financial support with appropriate boundaries.

Eliminate Access
To Cash

Block / Unblock
Merchant Categories

Block / Unblock
Specific Merchants

Block Spending During
Certain Hours of The

Real Time
Transaction Tracking

Set Daily / Weekly
Spending Limits

Set Spending Limits
by Merchant

Limit Number of
Transactions per

Fraud Protection

Text Message and
Email Alerts

Multiple Cardholder

Spending Dashboard


Giving them independence and protection.
Giving you peace of mind.

Support & Transparency

Support & Transparency

No more worrying about where cash is going; ability to effectively distribute and track money for one or multiple cardholder(s); track spending in real-time to identify both positive and risky behaviors.

Spending Restrictions

Spending Restrictions

Tailor spending capabilities to each cardholder’s needs and progress; and eliminate or minimize access to cash to decrease the cardholder’s ability to purchase goods and/or services that may be harmful to his/her well-being.

Provide Valuable Life Skills

Provide Valuable Life Skills

The Next Step Card provides a platform for cardholders to learn basic money management skills and opens up healthy conversation about appropriate spending.




© Copyright 2015 Next Step Network. All rights reserved.

The Next Step Prepaid MasterCard is issued by First Interstate Bank pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Inc.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval of your request for a Next Step Prepaid MasterCard requires passing our identification verification process.

Next Step Network LLC shall not be held liable and will be blameless for any damages resulting from approved transactions with merchants of the type on the list of Restricted Merchants who utilize an MCC code that is NOT a designation of restricted use; for example, a merchant transmits a request for authorization with an MCC code of “restaurant” yet the underlying purchase is for liquor.